How I bought a Tesla for $78 Per Month

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  • Xuất bản 03 Th04, 2019
  • I just bought the new 2019 Tesla Model 3 - here’s why it was only $78.39 per month. Enjoy! Add me on Instagram: GPStephan
    Tesla Referral Link: Get 1000 Miles Free Supercharging:
    The Real Estate Agent Academy: Learn how to start and grow your career as a Real Estate Agent to a Six-Figure Income, how to best build your network of clients, expand into luxury markets, and the exact steps I’ve used to grow my business from $0 to over $125 million in sales:
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    So how does a $40,000 car come down to a price of $29,450?
    To start, this car is eligible for a $3750 federal tax credit until June 30th, 2019. This means if you pay more than $3750 in federal taxes, you will receive this entire amount back at the time you file your tax return. That money is as good as cash.
    California drivers are also eligible for a $2500 Electric Vehicle Rebate, in which the state will mail you a check for $2500 upon showing proof of purchase.
    Now Tesla gets a little sneaky after this…because in that $29,450 figure, Tesla also

    So excluding the gas savings and only focusing on the first two, cash-value rebates, the ACTUAL price of the car comes to $33,750. For a brand new Tesla. Standard Range Plus. With AutoPilot.
    So here’s how I bought this car for $78.39 per month:
    Because I financed 100% of the car, my ONLY out of pocket cost was the taxes, license, and registration - which came to $4437.01
    From the remaining amount I financed, my payment comes to $640 per month, or $7680 in the first year.
    That means, in the first year, my total out of pocket cost is $12,117.01 between my payments, taxes, insurance, etc.
    However, after the rebates and tax credits, that brings my TOTAL cost of owning this car for the first year down to $5867.01.
    Because this car is for business use, the $1438 I pay in interest on the auto loan is a tax write off, the $4437 in taxes, licensing, and registration I paid upfront is a write off, and I can depreciate the car against my income. That’s a $14,075 tax write off…which saves me roughly about $4,926.25 in taxes.
    So remember…my total out of pocket cost was $5867.01 after electric vehicle tax incentives. PLUS I save $4926.25 in taxes…that means I’m effectively buying a BRAND new Tesla Model 3 for $78.39 per month out of pocket…and realistically, this works out to be a FREE car when you take into account that MOST of that $640 per month loan payment goes towards principle, and that I can invest my money in real estate at a significantly higher return than what I’m paying in interest on the Tesla. But in terms of out of pocket cost: $78.39 per month.
    And after going through the experience buying a Tesla like this, completely sight unseen, without ever having driven one before, I have to say…I don’t understand the concern of Tesla’s no-dealership model. Personally, I think the entire worry is overblown - and I think we’ll start to see a lot MORE car companies embracing this online-only business model.
    We’re naturally entering an era where everything is done online. I haven’t been to a mall or physical store in FOREVER because it’s more convenient to buy it online, and USUALLY for a more competitive price because online stores have lower overhead, and that savings is passed down to the customer.
    And for that, I have to give Tesla credit for being the first to really challenge the traditional business model of selling cars.
    For business or one-on-one real estate investing/real estate agent consulting inquiries, you can reach me at
    My ENTIRE Camera and Recording Equipment:

NHẬN XÉT • 16 710

  • Jim Hopkins
    Jim Hopkins 16 giờ trước +1

    You are a joke!!!!

  • thesandboxbandit !
    thesandboxbandit ! 17 giờ trước

    I can't imagine how incredibly proud your dad is of you.

  • TEAM 10
    TEAM 10 19 giờ trước

    Don’t want the fucking math lesson but review the fucking car

  • ZK 950
    ZK 950 21 giờ trước

    Yeah It sounds cool and all but I don't care. The reason why I come her to tell you get this stupid video out of my Recommendation

  • S Kirby
    S Kirby 23 giờ trước

    A waste of $640 a month. If you cant buy it in cash can you even afford it? I dont understand you claim to make tons on real estate why not just buy it cash? It aint yours till its paid off

  • Brad Williams
    Brad Williams 23 giờ trước

    Going into debt at 3.75% because you think it is easy to make more? Is this some sort of gen-Z logic?

  • Ju
    Ju 23 giờ trước

    Teslas are bad for the environment!! Electric cars need lithium for the battery, and the way companies extract it in South America is extremely damaging.
    Drinking water is made unusable in an area that is already close to becoming a desert.
    Please learn about this 🙊

  • The Big Bill Theory
    The Big Bill Theory Ngày trước

    What the hell with seriously...5 commercials in 13 min. And I call click bait.

  • Jose Monjaraz-Medina
    Jose Monjaraz-Medina Ngày trước

    Your dad is cool asf

  • andrew keer
    andrew keer Ngày trước

    I saw a dead meme 😌 so i subbed

  • Luis Arevalo
    Luis Arevalo Ngày trước

    You're dad was soo stoked!

  • Holls
    Holls Ngày trước

    Click bait! "Tax write off" brings cost down to $78 /mo. Here, just save your 23minutes.

  • Petko
    Petko Ngày trước

    When US fall down ill find you and rape you in front of your family

  • Adele
    Adele Ngày trước +1

    not a cool click-bait for Tesla referrals mate

  • Ricardio Channel
    Ricardio Channel Ngày trước

    i give you 100 till its payed off, whould you order one for me?

  • mstaff657
    mstaff657 Ngày trước


  • rivermonsoon
    rivermonsoon Ngày trước

    Clickbate ad! Stop already! Geezuz

  • xlr82u
    xlr82u Ngày trước +1

    Fireworks are cheaper but I guess you get a better explosion with a Tesla

  • Steve V
    Steve V Ngày trước

    Shaving equipment for men is now generally available.

  • King James VI Scotland
    King James VI Scotland Ngày trước +3

    This guy is a fraud. Im amazed people are still subscribed to this channel

  • David Vincent 2nd
    David Vincent 2nd Ngày trước

    Dads reaction was worth a lot more than 78$ a month. Every breath every word was I’m proud of you son . Never lose this video as some day you’ll want to see him say that again

  • hiems
    hiems Ngày trước

    Bruh he didn't get the Auto-Pilot?!

  • tasmisr
    tasmisr Ngày trước


  • 13183627 13132727532636362635

    No more tax write-off Trump make sure of that so I don't know what he is talking about

  • Shaunalynn Cunningham
    Shaunalynn Cunningham Ngày trước

    What is wrong with our world

  • John Irons
    John Irons Ngày trước

    $78.00 for the first year only.

  • James AzCr7
    James AzCr7 Ngày trước

    man just stfu already

    xIUPLOADx YT Ngày trước

    The nice at the end had me weak 🤣

  • Jesus Cardenas
    Jesus Cardenas Ngày trước +1

    I'm still waiting for the day Doug says "and today,I'm gonna steal it"

  • WORK IT !
    WORK IT ! Ngày trước

    Gravely is working on a battery powered zero turn mower.

  • isoplayer
    isoplayer Ngày trước

    I don't know why but I just hate his face. Anyone else the same?

  • Sidney Boudro
    Sidney Boudro Ngày trước

    78.39 dollars a month forever.

  • Nelson A
    Nelson A Ngày trước +1


  • Nuhash Sarker
    Nuhash Sarker Ngày trước

    Clickbait trash

  • BaioWithMayo
    BaioWithMayo Ngày trước

    technically he isnt wrong for buying, saving, then investing that money. It all comes down to the idea of he CAN AFFORD the monthly payment but finances instead so that way he has more money working for him. he still uses that money that he would be spending, just in a place that makes him money rather than sinking it in a tesla... yall just gotta invest and not take ur deal and spend it on boats and hoes

  • Theveganflower
    Theveganflower Ngày trước

    Buy me one and I'll give you 300 a month

  • 4,999,999 Subscribers
    4,999,999 Subscribers Ngày trước

    Not really, you back money from rebates & tax. but that money is going back in anyways 😑 then the 5 years after that you will pay the full price.. that was crap. It's just the way you look at it.

  • Julio Jimenez
    Julio Jimenez Ngày trước +5

    You will save more money by switching to Geico

  • Jared Pereira
    Jared Pereira Ngày trước

    Don’t waste your time on this BS!!

  • Hammann Caan
    Hammann Caan Ngày trước

    Wat a load of crap click bate

  • Jessica Lizarraga
    Jessica Lizarraga Ngày trước

    My boss pays 1.3k a month for his

  • Philips ITA
    Philips ITA 2 ngày trước

    11:53 : is this for me? Nooooooooooooooooooooo

  • KewlCrayon
    KewlCrayon 2 ngày trước

    Super misleading clickbait.
    He uses tax rebates and business expenses to claim his tax/interest money back at the end of the FIRST YEAR ONLY.
    He is still paying $640 a month. He just gets a large amount of that money back for claiming it on his taxes (BUT ONLY IN THE FIRST YEAR), because hes claiming the TAXES of the car. Hes not claiming any of the actual value of the car. He still has to pay off the car itself, which will still be $40,000 over its financed life.
    This video is basically like if you were to buy a car, and the dealer said "You get the first month free!" and you go around telling everyone you got a free car and have to pay nothing for it, because technically it was free, for the first month..................

  • Jeff Fabian
    Jeff Fabian 2 ngày trước

    Why are you people so in love with vanity and your not ready or prepared to die

  • Gene328
    Gene328 2 ngày trước

    I had a car one time that was pretty new and it was really tight. When I closed the door I had to slam it kinda hard. I noticed on time when the window was down I shut the door and it closed with ease. after that when I was in the car I just rolled it down a little before I shut the door. It worked fine. You probably figured that out already. Nice Car!

  • Frankie Cal
    Frankie Cal 2 ngày trước +1

    What kind of weirdo orders a car online????....I don't trust this guy.

  • zqx xu
    zqx xu 2 ngày trước

    Yes! Say goodbye to those small gas stations, watch out what they put into your tank, Now! sometimes those muddy residue will take out 20% of your tank capacity, no to mention ruining the engine

    SURAJ JITH.K 2 ngày trước

    I want one

  • john Sarkis
    john Sarkis 2 ngày trước

    bla bla bla bla

  • Bram Vandepoele
    Bram Vandepoele 2 ngày trước

    Well, if you want to calculate how much it would actually cost per month, i guess you should start by spreading the rebates and stuff over 6 years (the financing period) and not substract it all from the cost of the first year. So basically what you get is 46080 (complete financing) - 2500 - 3750 (rebates) - 4925 (tax savings) = 34905 devided by (12x6) to get it per month over 6 years = 484.79 dollars per month. ( I know that there will be some more tax write offs in the coming years but not nearly as much as the first year i assume (i don't the laws and limitations in terms of accounting in the US), so the cost would be a bit less, but it would still be considerably more than 78 dollars per month)

  • goma3
    goma3 2 ngày trước

    This guy represents everything I hate about my generation. Flat-out Bullshitting, presenting simple math like it's a Nobel prize paper, smirking for abusing loopholes (the buying a premium car for "business" is easily one of the most abused tax loopholes), etc.

    • Graham Stephan
      Graham Stephan  2 ngày trước

      It’s not a tax loophole, I legitimately use the car for business use 😂

  • TrueBlueDino Minecraft
    TrueBlueDino Minecraft 2 ngày trước

    This is clickbat cuz it’s not 78$

  • peter E
    peter E 2 ngày trước

    I like shifting gears, so i would never drive electric unless car brands make a stickshift electric car..

  • Fais
    Fais 2 ngày trước


  • Nismo
    Nismo 2 ngày trước

    Gymnopedie No.1

  • R L
    R L 2 ngày trước

    You a good son

  • Michael John
    Michael John 2 ngày trước

    Haha ...doug

  • Mark StPierre
    Mark StPierre 2 ngày trước

    $78/month, yes, for the first year only.

  • chico de la costa
    chico de la costa 2 ngày trước

    Did he really say “the problem is to smash the door”?! Silent close bro...

  • Raymond Free
    Raymond Free 2 ngày trước

    Love your videos u r a beast

  • supercalifra16ocious
    supercalifra16ocious 3 ngày trước

    Will Stephen earn enough money from VNclip to actually pay only $78 from the total $640 the WHOLE period of time?

  • Mass Productions
    Mass Productions 3 ngày trước +6

    All those savings and you didn't get the full auto-pilot?

    • Kelsey Barrett
      Kelsey Barrett 2 ngày trước +1

      IKR? I was like 5k to have my own chauffeur?! I would pay twice that to not have to drive my car to work. It's like like one of THE only reasons to buy a Tesla.

  • Rhett Rogers
    Rhett Rogers 3 ngày trước

    Yo a snake

  • showgirls around the world a dancer family

    Your dad is a riot!

  • NyxoLyno Cangemi
    NyxoLyno Cangemi 3 ngày trước

    You really have a funny way of seeing things, and you should probably lookup what bait and switch is.

  • Jay B
    Jay B 3 ngày trước +1

    ok. no. you would pay an effective 467.29 / mo over 6 years plus insurance and repair costs.

  • herbz420
    herbz420 3 ngày trước

    look at that thing. its just hideous. teslas will be looked at years from now as some of the ugliest uninspired trash

  • John Rey Fontanilla
    John Rey Fontanilla 3 ngày trước


  • Garion Bracken
    Garion Bracken 3 ngày trước

    Are those rebates not just for the first year? Almost certainly going to have a much lower depreciation in year two and less again in year 3. And you won't be able to write off the Registration in year two either, and will the taxes be as high or was it VAT and motor tax? Just guessing but I'm guessing you're just going to have motor tax in year two, so again much less saving.

  • Ryan Miller
    Ryan Miller 3 ngày trước

    Graham!!! What index fund should I invest in with only a grand? The S&P 500s minimum is 10k.

  • MrSlowestD16
    MrSlowestD16 3 ngày trước

    I'm not following your math. 1st year payment is 12117, you save 4925 is tax write-offs, and save 5867 is tax credits
    (12117−5867−4925)÷12 == $110
    Tax credits - tax savings = ???
    Also huge asterisk, reg is 2 years, so can't write that off, depreciation write-off is less, loan interest is less, and no more sales tax write-off. So without the 4437, with say 5000 depreciation, and with maybe 1200 loan interest, instead of 14075 write-off, you get what, $6200? So instead of $4925 savings you get around $2170 savings.

    So assuming similar year, a bit less because interest, 7000 total annual for year 2. No credits.
    (7000-2170)÷12 == $400/mo, which is year 2 payments. Almost 400% increase.

  • Faraday Sage
    Faraday Sage 3 ngày trước +12

    Only a millennial would think a federal rebate from his own tax money is actually a rebate.

    • pandaboye
      pandaboye 23 giờ trước

      Faraday Sage his own tax money? What are you on about? It’s money you aren’t paying in taxes, meaning, you wouldn’t have that money if you didn’t buy the car. I don’t agree with this video as a whole, but that part isn’t unreasonable.

  • John Doe
    John Doe 3 ngày trước

    Can you do a video on your opinion on forex?

  • Borax Sopanic
    Borax Sopanic 3 ngày trước

    I just came here to warn people. :). You do know America is a capitalistic scam country. You may be able to get a $50 000 car for $10 a month but you know you will not if you do arithmetic. You may get it for free monthly....but the contract will be arranged to suck the life out of you. All lies, exaggerations, etc. These are criminals who need to be dealt with seriously.

  • papu 46
    papu 46 3 ngày trước

    Lol $78 jst for the first year tho 🤷🏿‍♂️

  • Tyler.r
    Tyler.r 3 ngày trước

    6:40 you're actually a midget.

  • Phil J.L Fig
    Phil J.L Fig 3 ngày trước

    I think your cute Russian friend quit YouTubing and is now secretly dating you ;) I’m probably wrong though!

  • Hackitation
    Hackitation 3 ngày trước

    Tesla has dealerships in Barcelona. I saw one in February... last year... Google also agrees

  • Montsergirl
    Montsergirl 3 ngày trước

    💜 I loved this! I work at a dealership... I think I need to visit the Tesla site!

  • Nikita Nosov
    Nikita Nosov 3 ngày trước

    I doubt he actually bought the car. This is youtube after all. 98% is fake news.

  • car6694
    car6694 3 ngày trước

    You sir, are a perfect crying example of why people hate our generation.

  • omenapple
    omenapple 3 ngày trước +1

    You actually look like Elon a bit

  • Pouya Nia
    Pouya Nia 3 ngày trước

    LOVED your dad's reaction! So fun haha

  • Cullen Chavis
    Cullen Chavis 3 ngày trước

    Clickbait and deceiving m8, I guess you have to use catchy titles to get views because your content is awful.

    • Cullen Chavis
      Cullen Chavis 3 ngày trước

      Graham Stephan I guess that was kind of harsh but there was a lot of missed opportunities to include information about the incentives and tax breaks that you used. The title is an outright lie, if Tesla tried to advertise the vehicles at $78 but it only lasted a year they would get hit for false advertising right? In your own words “Classic bait-and-switch”

    • Graham Stephan
      Graham Stephan  3 ngày trước


  • Toby Millott
    Toby Millott 3 ngày trước

    A tax investigation might suck. You've got to earn a hell of a lot of dollar to get that rebate. Good luck to him, if tesla made tipper trucks I'ld be all over them like a dog on heat.

  • Linkonnu QC
    Linkonnu QC 4 ngày trước

    for real get your dad a tesla

  • Barnacules Nerdgasm
    Barnacules Nerdgasm 4 ngày trước


  • Dave Shaffer
    Dave Shaffer 4 ngày trước

    That's $78.00 a month too much.

  • Ezduztube
    Ezduztube 4 ngày trước

    Hello! So your monthly payment is $76? I was interested in getting a while back but they only had the the big battery model available. How is it in the car insurance area? You payed about $4500 out of pocket. Nice car!

  • Bingo Hall
    Bingo Hall 4 ngày trước +1

    3.74% a good deal? 0% is a good deal. Let us know how it goes when you need repairs.

    • Diego Chavez
      Diego Chavez 4 ngày trước

      I recently bought a car, the salesman said that a 3 percent interest rate is "good" because all of the banks are more cautious ever since the recession.

  • bspktube l
    bspktube l 4 ngày trước

    Also I don't care how u look at it. Normal human beings work paycheck to paycheck and it is not $78 a month it is still $610 a month ur just trying to click bait a video

  • scott ferguson
    scott ferguson 4 ngày trước +1

    78 dollars == BLOW BOOMER DADS MIND no question

  • Gideon Cloza
    Gideon Cloza 4 ngày trước

    This guy just came out of an anime

  • Bubs Allotment
    Bubs Allotment 4 ngày trước

    Wow! how many african kids had to die mining the lythium for that huge battery?? Tesla would turn in his grave. discuting bull$h1t earth savers. booo! tesla cars!!!

  • Ox AO
    Ox AO 4 ngày trước

    isn't climate change wonderful. You to can have other people buy your car and you pay 10 cents on the dollar.

  • Gilbert Garcia
    Gilbert Garcia 4 ngày trước

    Thank goodness I can speed up playback 2x! I was able to get through it in 6 minutes! This title was CLICKBAIT. Shame on you. Reporting it.

  • Conrad Howell
    Conrad Howell 4 ngày trước

    You suck for this

  • White Lion
    White Lion 4 ngày trước

    Don't worry i have adblock

  • M4S4KR4XXL
    M4S4KR4XXL 4 ngày trước


  • Ramzeis777
    Ramzeis777 4 ngày trước

    Graham stop with the click baits

    • Ramzeis777
      Ramzeis777 4 ngày trước

      @Graham Stephan all that you're saying is only for the first year. The number of dislikes should tell you what people think.
      I like some of your videos but you gotta stop with this.

    • Graham Stephan
      Graham Stephan  4 ngày trước